Below you will find tips on how to reduce your auto insurance costs:

• Find out if the vehicle has a high accident rate.
• Find a package deal by buying your auto and homeowners policies from the same company.
• Increase your deductible if you feel you can handle the out-of-pocket expense in the event of an accident.
• Consider dropping collision coverage as your auto's blue book value is less than the cost of repairing it.
• A good driving record lowers your insurance rates.
• Comparison shop your insurance(s).
• Buy a "low profile" vehicle. (Cheaper to repair and low theft losses).
• Ask if they offer any other discounts/programs.

Also, check to see if you qualify for any of the following discounts:

• Good driver.
• Driver training.
• Defensive driving courses.
• Mature driver.
• Restricted or low mileage.
• Anti-lock brakes.
• Air bags.
• Automatic Selt Belt.
• Antitheft systems.